Online Credit Facilities
Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.
Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/.
Finance Examples
Please note: The MAXIMUM LOAN AMOUNT is £5000 (after deposit), eg with a 10% deposit, the maximum purchase value is £5555.55. Finance will not be offered where the cart value is above this amount
The following finance packages are offered to any combination of products subject to the noted minimum spend amounts.
The minimum spend is the minimum total goods value to qualify for the finance package.
Finance available on a purchase price of £612
6 Months Interest Free Credit (0% APR) available when you spend over £299.99 on selected products
Price of Goods: £612.00Less Deposit (10%): £61.20
Loan amount: £550.80
APR: 0%
Number of monthly payments: 6
*Monthly Repayment: £91.80
Total amount payable: £612
Cost of Credit: £0
Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.
Pay a small deposit and the balance is split over 6 equal monthly payments. No Interest... No Hassle!
A typical example is shown above.
12 Months Interest Free Credit (0% APR) available when you spend over £350.00 on selected products
Price of Goods: £612.00Less Deposit (10%): £61.20
Loan amount: £550.80
APR: 0%
Number of monthly payments: 12
*Monthly Repayment: £45.90
Total amount payable: £612
Cost of Credit: £0
Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.
Pay a small deposit and the balance is split over 12 equal monthly payments. No Interest... No Hassle!
A typical example is shown above.
Other Finance Packages Available
18 Months Interest Free Credit (0% APR) available when you spend over £899.99 on selected products
Price of Goods: £899.99Less Deposit (10%): £90.00
Loan amount: £809.99
APR: 0%
Number of monthly payments: 18
*Monthly Repayment: £45.00
Total amount payable: £899.99
Cost of Credit: £0
Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.
Pay a small deposit and the balance is split over 18 equal monthly payments. No Interest... No Hassle!
A typical example is shown above.
24 Months Interest Free Credit (0% APR) available when you spend over £1400.00 on selected products
Price of Goods: £1400.00Less Deposit (10%): £140.00
Loan amount: £1260.00
APR: 0%
Number of monthly payments: 24
*Monthly Repayment: £52.50
Total amount payable: £1400
Cost of Credit: £0
Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.
Pay a small deposit and the balance is split over 24 equal monthly payments. No Interest... No Hassle!
A typical example is shown above.
36 Months Interest Free Credit (0% APR) available when you spend over £1698.00 on selected products
Price of Goods: £1698.00Less Deposit (10%): £169.80
Loan amount: £1528.20
APR: 0%
Number of monthly payments: 36
*Monthly Repayment: £42.45
Total amount payable: £1698
Cost of Credit: £0
Interest Free is exactly that. No catch. You pay no more than the Cash Price of your goods.
Pay a small deposit and the balance is split over 36 equal monthly payments. No Interest... No Hassle!
A typical example is shown above.
