Online Credit FacilitiesSingletrack Bikes is authorised and regulated by the Financial Conduct Authority, register number 726355.
Please note: The MAXIMUM LOAN AMOUNT is £15000 (after deposit), eg with a 10% deposit, the maximum purchase value is £16666.67. Finance would not be offered where the cart value exceeds this amount
Some of our finance packages may require a minimum deposit which is higher or lower than the 10% used as the example above.
During checkout, you have the option of altering the deposit you pay, subject to the minimum and maximum deposits allowed against the selected finance package and subject to the minimum loan amount of £250
Available Finance Packages
Selected products in our website are available to purchase via finance.
These products are marked with a small logo: Finance Select products with , all other products with and a full example is available to view on the product page itself.
Available finance packages may not be available equally on all products, for example, as our special offers are already discounted, we might not offer our best finance package where special offer products are selected.
Products in our site fall into four finance categories. The finance offered will be determined by whether your chosen product is a "finance select" product and/or a "special offer".
Selecting multiple products may alter the finance package we can offer you and you should note that although a particular finance package is offered when viewing the product, it may not be offered when you select additional items that qualify in a different finance category.
The best finance package we can offer will be displayed when you review your shopping cart.
Finance Select Packages (excludes special offers)
The following finance package(s) are offered to any "Finance Select" products which are not current special offers, subject to the noted minimum spend amounts.
These products are marked with a small logo:
The minimum spend is the minimum total goods value to qualify for the finance package.
Where the package is highlighted, the product which led you to this examples page would qualify.
|Goods||Deposit||Loan||APR||Monthly Payment||Total Payable||Cost of Credit|
|Interest Free Finance (6 Months)
(Min Spend: £600.00)
|£480.00||0% APR Representative||£80.00*||£600.00||£0.00|
|Interest Free Finance (10 Months)
(Min Spend: £899.00)
|£764.15||0% APR Representative||£76.42*||£899.00||£0.00|
|Interest Free Finance (12 Months)
(Min Spend: £999.00)
|£849.15||0% APR Representative||£70.76*||£999.00||£0.00|
|Interest Free Finance (18 Months)
(Min Spend: £1999.00)
|£1699.15||0% APR Representative||£94.40*||£1999.00||£0.00|
|Interest Free Finance (24 Months)
(Min Spend: £2999.00)
|£2549.15||0% APR Representative||£106.21*||£2999.00||£0.00|
|Classic Credit 36 Months 15.9%
(Min Spend: £1499.00)
|£1349.10||15.9% APR Representative||£46.67*||£1830.02||£331.02|
|Classic Credit 48 Months 15.9%
(Min Spend: £1999.00)
|£1799.10||15.9% APR Representative||£49.93*||£2596.54||£597.54|
Note: Selecting other items in our site may affect which finance deals are available to you. To confirm, add your required items to your basket and visit the checkout. You can see which packages you qualify for before giving us any personal details.
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